{"id":7586,"date":"2024-03-17T23:06:51","date_gmt":"2024-03-17T23:06:51","guid":{"rendered":"https:\/\/ccdbusiness.org\/staging\/?page_id=7586"},"modified":"2024-11-26T20:22:41","modified_gmt":"2024-11-26T20:22:41","slug":"unity-project","status":"publish","type":"page","link":"https:\/\/ccdbusiness.org\/staging\/unity-project\/","title":{"rendered":"Unity Project"},"content":{"rendered":"
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UNITY LENDING<\/strong><\/p>\n

Serving Coastal & Valley Communities <\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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SBA 504 Rates:<\/strong><\/h5>\n
25 yr 5.76%<\/span><\/h6>\n
20 yr 5.83%<\/span><\/h6>\n
10 yr 5.87% <\/span><\/h6>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n
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SBA 504 Unity Lending<\/span><\/h1>\n<\/div>\n<\/div>\n<\/div>\n
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Serving Coastal and Valley Communities by providing <\/strong><\/p>\n

powerful lending options to communities who need it. <\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n

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<\/use><\/svg>CONTACT US<\/span><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n
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Unity Lending offers services and support to small businesses including access to capital for growth and success! <\/strong><\/h3>\n<\/div>\n<\/div>\n<\/div>\n
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Unity Lending is a collaboration between CCD Business Development Corporation, Lane Council of Governments, Oregon Cascades West Council of Governments, and Mid-Willamette Valley Council of Governments to support small business and foster economic growth in the communities we serve and throughout the state of Oregon. <\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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For Borrowers<\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n
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Click here to view our program and submit your information to schedule a consultation.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n

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Learn More<\/span><\/a><\/div>\n
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For Borrowers<\/p>\n<\/div>\n<\/div>\n<\/div>\n

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What Is It?<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n

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The 504 Loan Program provides long\u00adterm, fixed rate financing of up to $5 million for major fixed assets that promote business growth and job creation. 504 loans are available through Certified Development Companies (CDCs), SSA’s community-based nonprofit partners. Together, they promote economic development within their communities.<\/p>\n<\/div>\n<\/div>\n<\/div>\n

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Am I Eligible?<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n

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To be eligible for a 504 Loan, your business must Operate as a for-profit company, have a tangible net worth of less than $15 million, and have an average net income of less than $5 million after federal income taxes for the two years preceding your application. Other general eligibility standards include falling within SBA size guidelines, having qualified management expertise, a feasible business plan, good character and the ability to repay the loan.<\/p>\n<\/div>\n<\/div>\n<\/div>\n

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How Do I Use a 504 Loan?<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n

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A 504 Loan can be used for a range of assets that promote business growth and job creation. These include the purchase or construction of existing buildings or land, new facilities, or long-term machinery and equipment. A 504 loan can also be used to improve or modernize land, streets, utilities, parking lots, landscapes, and existing facilities.<\/p>\n<\/div>\n<\/div>\n<\/div>\n

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504 Loan Structure<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n

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A typical 504 loan consists of: <\/p>\n